Earnings
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Deductions
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- Tool uses Indian tax slabs & defaults. Tax rules can change — always verify with official sources.
- Standard deduction defaults: Old regime ₹50,000; New regime ₹75,000 (can be customized in Advanced).
- Section 87A rebate and marginal relief is applied where applicable (per government rules).
🧾 Introduction
Ever wondered why your salary slip shows a different amount than what comes into your bank account? Or confused between old vs new tax regime and how it impacts your take-home salary?
That’s where our Salary In-Hand Calculator & Tax Estimator Tool comes in.
This free online tool helps you calculate your exact monthly in-hand salary, tax liability, deductions, and even lets you download a professional payslip – all in a few clicks.
more info about cash in hand
🔍 What is the Salary In-Hand & Tax Estimator Tool?
The Salary In-Hand Calculator is a free online tool developed by FreeResults.in that:
- Breaks down your salary components (Basic, HRA, Allowances, PF, Professional Tax).
- Applies tax slabs for both Old and New regimes.
- Shows deductions like 80C, 80D, HRA exemptions, Standard Deduction.
- Instantly calculates your net take-home pay.
- Lets you download a PDF payslip for record-keeping.
⚙️ How the Tool Works – Step by Step Guide
- Enter Your Salary Details
- Gross salary, Basic, HRA, Rent paid, Other allowances.
- Add Deductions
- PF contribution, 80C investments (LIC, PPF, ELSS, etc.), 80D (health insurance), and Professional Tax.
- Select HRA Option
- Choose Metro or Non-Metro to apply correct HRA exemption rules.
- Pick Tax Regime
- Compare Old vs New regime instantly to see which saves more tax.
- View Instant Results
- Get a complete salary summary including:
- Gross vs Net salary
- Taxable income
- Tax liability
- Deductions breakdown
- Get a complete salary summary including:
- Download Payslip (Optional)
- Generate a professional PDF payslip with your salary breakup.
📊 Why This Tool is Useful for You
✅ Plan your Finances Better – Know your exact in-hand salary before planning EMIs, rent, or expenses.
✅ Compare Old vs New Tax Regime – Instantly see which one gives you more take-home.
✅ Understand Salary Slip – Breaks down PF, HRA, and allowances clearly.
✅ Generate Payslip – Useful for freelancers, consultants, or when your employer doesn’t provide one.
✅ Free & Easy – No registration, 100% free forever.
📝 Example – How Much Salary Do You Actually Get?
Suppose your CTC is ₹8,00,000/year.
- After PF, Professional Tax, and Standard Deduction → Taxable income reduces.
- Under Old regime, tax may be ₹34,000.
- Under New regime, tax may be ₹26,000.
- So your monthly in-hand salary changes depending on which regime you choose.
This tool shows you side-by-side comparison instantly.
⚖️ Old vs New Tax Regime (2025 Update)
- Old Regime – Continue claiming deductions like 80C, 80D, HRA, Standard Deduction.
- New Regime – Lower tax rates, but very limited deductions.
- Our tool applies Budget 2025 rules so you get accurate results.
📥 How to Use on FreeResults.in
- Scroll to the tool section below.
- Enter your salary details in the calculator.
- Get your instant results with pie chart visualization.
- Optionally, click “Download Payslip” for PDF export.
📌 Conclusion & Disclaimer
The Salary In-Hand & Tax Estimator Tool is designed to help you understand your salary structure, deductions, and net take-home pay instantly. It’s especially useful for employees, job seekers, freelancers, and anyone planning personal finance.
⚠️ Disclaimer: This tool is for educational purposes only. Results are estimates and may vary depending on employer policies, actual deductions, and government updates. Please consult a tax professional for official advice.
Also Check Other Tools :- HRA & Rent Breakup Calculator